Our mission is to empower all creditworthy SMEs and individuals to have access to capital and protection through simple and affordable solutions.
— Randy Sim, Group CEO of IFS Capital Limited
Who We Are

IFS Capital Limited (“IFS”) is a regional provider of commercial financing services such as Accounts Receivable Purchase (Domestic and/or Export), property financing, hire-purchase/leasing, term loans, working capital loans and government-assisted schemes to business enterprises.

The Group also manages a diversified business portfolio from Asset Management to Insurance and FinTech.

IFS was incorporated in Singapore in 1987 and has been listed on the Mainboard of the Singapore Exchange (SGX) since July 1993.

Our Values
01
Do the right thing
  • We uphold strong ethical standards to positively impact our communities.
  • We value honesty, embrace constructive disagreement, and prioritize personal accountability.
02
Operate with a growth mindset
  • We continuously develop our talents & abilities through active learning & taking on increasing responsibilities, driving long-term success for ourselves & our company.
  • We do not allow existing limitations to confine our creativity & aspirations.
03
Drive results
  • We aim high for our business drivers, assess progress regularly & honestly.
  • We strive for continuous improvements in our products & services to better cater to clients and stakeholders across all business cycles.
04
Build and maintain trust
  • We understand that trust is difficult to gain, but easily lost.
  • We strive for positive-sum outcomes in all our dealings over time.
05
Think and act like owners
  • We take personal ownership of our mission.
  • We have a responsibility to ourselves and our stakeholders to be a profitable and enduring company through high quality decision-making, balanced risk-taking, and financial prudence.
Our Key Markets
Our regional presence allows us to provide cross-border financing solutions through our subsidiaries. By providing these facilities in their domestic currencies, our clients avoid the need to hedge against that currency.
Reg No.:

IFS Capital- 200601016339 (736091-V)

IFS Factors - 200701008363 (766365-K)

+603 2161 7080
www.ifscapital.com.my
(formerly known as PT. International Factors Indonesia)
Our Affiliations & Subsidiaries
The Group manages a diverse portfolio of subsidiaries that range from General Insurance to FinTech and Asset Management.
Friday Finance (IFS Consumer Services Pte Ltd)

A licensed moneylender in Singapore, provides consumer loans via a digital portal with a focus on financial wellness and at an affordable and transparent pricing.

Lendingpot Private Limited

Lendingpot operates an online Business Loan Marketplace, a digital platform which allows small business owners to instantly connect with relationship managers of up to 45 financial institutions in Singapore to find the best business loan for them.

IFS Asset Management Private Limited

IFSAM aims to provide institutional and individual investors with the opportunity to participate directly and securely through direct lending to SME borrowers in this rapidly growing market segment in Singapore and ASEAN.

ECICS Limited

A wholly-owned subsidiary that provides insurance protection for families and homes, focusing on personal lines and supplementary insurance.

Our Parent Company
IFS is also a part of the PhillipCapital network of companies, an integrated Asian financial house with a global presence that is able to provide a full range of solutions for individuals, family offices, corporate and institutional clients.
Start your financing journey with us
We would love to find the best financial solutions for you! Send us your queries and we will be sure to get back to you.
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