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Working Capital Loans or Term Loans are unsecured loans (i.e. not backed by any assets) provided to SMEs in a lump sum, with fixed equal monthly repayment and no usage restriction.
IFS Capital’s Working Capital Loans are structured to complement your business growth plans responsibly.
Unsecured Loans (i.e. Term Loans or Working Capital Loans) are basic business loan products. It is not secured by physical collateral, such as property or equipment, but by company directors’ personal guarantees.
Working Capital Loans are popular amongst SMEs due to its flexibility. It can be used to fund their daily operational needs such as inventory purchases and payroll or to finance business expansion plans such as leasing a new retail outlet.
